IBK's vision is to become a financial leader for the future as the bank establishes new standards for financial markets in Asia and other emerging markets by setting up a successful and distinctive SME financing-oriented business model, while positioning itself as a global role model in developing a new future in finance.
We aim to become a truly great financial group that supports customer dreams and delivers satisfaction, the bank said. At the same time, we will meet the expectations of all our shareholders, customers, staff and society.
IBK's board of directors votes on important matters relating to the bank's business operations. In 2014, the BOD convened 13 meetings to pass 44 resolutions and review 16 reports. The fourth BOD meeting on March 31 was convened to vote on the treasury stock sale plan in the form of global depositary receipts (GDR). On May 29, the fifth meeting was held to review a report on managements responsive plan to BIS capital requirements under the stricter global capital regulations. The eighth regular meeting was called to vote on a plan to stabilize the Post Next-Generation System and working-level responsiveness.
In 2015, IBK will continue with its efforts toward exemplary corporate governance that meet the highest global standards through regular BOD meetings, discussions and activities, the bank said. In particular, the bank's management board and its BOD will play a leading role in establishing open and principle-based management practices, while also developing constructive relations with all stakeholders for more advanced corporate governance.
Facility investment-specified products also continued entering the market as part of its effort to motivate SMEs and MEs to increase facility investments, which will in turn revitalize the economy and create more jobs. The Regional Facility Investment Fund is intended to activate regional economies by offering preferential deductions on initial financial expenses for facility acquisition done outside of the Seoul Metropolitan Area. The Safety Facility Investment Fund was introduced to promote SMEs safety investments, such as replacing old equipment or investing in new safety devices.
In 2015, we plan on fostering 230 new hidden champion exporters/technologies into global powers, IBK said.
In promotion of the government-led creative economy initiative, IBK offers special loan products and support services to technology-driven SMEs that display high growth potential through the IBK Creative Company Program.In 2015, 40 new SMEs with outstanding R&D achievements will be selected as IBK Creative Companies for technology financing. IBK also sponsors promotional videos for SMEs that often lack access to major advertisement media due to budget issues. The videos SME clients make are broadcast on TV monitors at IBK branch offices nationwide as well as on its YouTube channel. The bank also recommends prospective SMEs to visit sales branches that specialize in SME products that it co-developed with KORAIL, ensuring higher visibility for products and helping grow SME sales.
Additionally, the IBK Friend Service provides information on business administration and leadership to SME CEOs and their employees in support of their self-development.
The IBK Corporate Real Estate Consulting Service backs up SME clients in its real estate transactions with a comprehensive consulting service, including investment analysis and realty management strategy building.
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