KHGC to Strengthen Support for Government Housing Policies
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KHGC to Strengthen Support for Government Housing Policies
Making efforts to realize expanded housing welfare and provide guaranty service

27(Thu), Feb, 2014


President Kim Sun-kyu of Korea Housing Guarantee Corp.(Photo: KHGC, article by SK Lee)




President Kim Sun-kyu of Korea Housing Guarantee Corp. said the company issued 65 trillion won worth of housing guarantees last year, up 23 percent from the 53 trillion won in 2012, showing that the housing supply on housing guarantees continued to increase despite the slowdown in the housing market.

The CEO said KHGC provided the public guarantee products related to the guarantees for the refund of the guarantee money for long-term housing leases and the long-term lease loan guarantees, among others, that are related to the government¡¯s real estate policies. He said the 14 new commodities have found strong markets.

The company introduced eight new products onto the market in 2012 including the guarantees for the funds for the purchase of homes and six new public housing guarantee products in 2013 related to government housing policies.

In the area of housing purchase fund guarantee products, the company issued 15 trillion won worth of its guarantees, 1.6 trillion won for housing repair business fund guarantees, and 3 trillion won in guarantees related to housing leases.

The company also issued 2.7 trillion won worth of PF guarantees in support of the liquidity of the housing firms and 373 billion won worth of the re-purchasable, unallocated housing purchase businesses to withstand the slower housing market conditions. 

The company has been able to reap excellent performance results amid difficult management conditions through changes and reforms due entirely to President Kim¡¯s management philosophy and his ability to get along well with the union through harmony drawn from a new organizational culture.

President Kim called for creative management, jobsite management, and ethical management as the three major principles, and mixed the civilian effectiveness with the transparent management environment to bring many changes to the company. 

The company has issued many guarantees in support of the stabilization of the housing market and stable housing conditions for poor families, boosting its position as an entity to support the new government¡¯s housing policies such as the April 1 Real Estate Measures, the July 24 Follow-up Measures, and the Aug. 28 Monthly and Long-term Housing Lease Measures.

President Kim in his New Year¡¯s speech said 2014 is the initial year for a new challenge for the company to help give poor families residential happiness. To do that, the CEO said, the company should expand its public role to realize the general residential happiness and provide guarantee services that will make customers happy, among his five major management policies for the company for this year.

KHGC will expand its support to government housing policies designed to bring residential welfare to the people.

The company will extend its support to the people to ensure their residential stability through the Long-term Lease Fund Loan and to make funds available for those who have no homes to buy a home with the company¡¯s home purchase fund guarantees. The independent housing guarantee being developed by the company will be introduced from next year, Kim said.

The company will strengthen its support to housing providers for a stable supply of homes by revitalizing the PF guarantees and PF loan guarantee the loan guarantee after housing allocation by expanding those guarantees and through the continuous purchase of P-CBOs by the company.

The company will also focus on matters related to making its management transparent in order to be seen as a trustworthy state-run firm by cutting its budget and maintaining smooth relations with the union this year, Kim said. 

   
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