KB Kookmin Bank has launched a corporate credit review unit focused on high-tech strategic industries.
Furthermore, the lender is arranging approximately 1 trillion won in financing for the Yongin Semiconductor Cluster Power Generation Project in Gyeonggi Province, boosting its efforts to support Korea’s major strategic industries.
According to financial industry sources on Nov. 3, Kookmin Bank recently established the Strategic High-Tech Industry Review Unit.
This unit, located within the Credit Review Division, will specialize in reviewing companies and projects related to high-tech strategic industries.
The Credit Review Division currently includes the Credit Review Department and the Investment Banking Global Review Department.
This new unit will add dedicated review functions for high-tech industries.
This is Kookmin Bank’s move to solidify the foundation for productive finance from within, financial industry experts say.
Following the launch of the Advanced Strategic Industry Review Unit, Kookmin Bank is also planning to establish the tentative named Growth Finance Promotion Unit.
While the Advanced Strategic Industry Review Unit, which focuses on reviews, is responsible for assessing corporate credit structures and risks, the Growth Finance Promotion Unit is designed to strengthen its funding and investment functions for promising industries and innovative companies.
This new organization is also KB Financial Group’s first step in implementing the Growth Engine Framework announced in September.
The Growth Engine Framework is a strategy developed by KB Financial Group to establish a group-wide productive financial promotion system.
Reorganization of KB Star Banking Account Management Service
KB Kookmin Bank announced on Nov. 4 that it has completely revamped the Account Management Service on its flagship mobile platform, KB Star Banking, to significantly boost user convenience for self-employed customers.
The core of this reorganization is to significantly enhance convenience for self-employed customers.
Previously, account inquiries and transfers were possible using separate apps or certificates and security devices for each account.
KB Star Banking users can now access and transfer funds across both personal and self-employed accounts with a single login and a single KB Kookmin certificate.
This streamlined authentication method eliminates a need for joint certificates for each business registration number or separate security devices, significantly increasing financial accessibility and work efficiency for self-employed customers.
The newly added “all-inquiry” function allows users to view accounts under all accounts at a glance.
Key information such as transaction history and product status is intuitively integrated and provided under each account, further heightening asset management efficiency.
“We expect this service overhaul to significantly increase customer convenience by eliminating the inconvenience of using multiple certificates and OTPs,” a KB Kookmin Bank official said.
“KB Kookmin Bank will continue to bring innovation to its customer services to address customers’ diverse financial needs.”
On Oct. 30, Kookmin Bank launches Home Search AI on its comprehensive real estate platform “KB Real Estate.”
Launch of ‘Home Search AI’ Service
KB Kookmin Bank launched “Home Search AI,” a real estate listing search service utilizing artificial intelligence technology, on its comprehensive real estate platform “KB Real Estate” on Oct. 30.
“Home Search AI” uses AI to comprehensively analyze real estate listing information and key location information such as transportation and environment registered by real estate agents.
This allows customers to easily find homes that meet their needs through a conversational approach. It also provides “AI Briefing,” summarizing key information about properties based on AI analyses.
Home Search AI is expected to enable customers to more conveniently find and choose their homes by allowing customers to view key information, such as the characteristics of each property and their surrounding environments at a glance.
Meanwhile, KB Real Estate has been leading the way in providing AI-based real estate information such as “KB AI Market Prices (prices of townhouses and multi-unit houses),” and has accumulated reliable real estate data.
The launch of this service will enhance access to real estate information and its usability, further strengthening real estate services closely related to everyday life.
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